Business Insurance

cupofcoffee420x315We know that no two businesses are alike. Whether you need property insurance for your restaurant or dealer’s blanket coverage to protect the cars at your dealership, we can help meet your specific insurance needs.

Our experienced staff will tailor a package to protect your business and give you the peace of mind that comes with knowing you are covered.




Business Coverages

General Liability Insurance –Insurance designed to protect business owners and operators from a wide variety of liability exposures.
Property  Coverage – Covers your property in the event of a loss.
Property of Others – Coverage for your employees’ property.
Business Income – Replaces lost income arising from a covered loss
Extra Expense – Helps you set up somewhere else while your loss is being repaired/replaced.
Workers’ Compensation Insurance – To protect your most important asset – your employees!
Commercial Umbrella – It provides excess coverage over the “underlying” liability insurance you carry.
Garagekeepers – Protection for your customers’ vehicles while in your possession.
Business Auto – To protect against liability or physical damage losses to owned or leased autos
Inland Marine – Coverage for your movable business personal property while in transit. I.e. from warehouse to warehouse.
Bailee’s Coverage – Coverage for your client’s property while in your possession.
TRIA – Terrorism Coverage
Hired & Non-Owned Auto – Liability and property damage insurance for a vehicle that is owned by an individual other than the company, but is used on the company’s behalf.
Group Health Insurance – Coverage purchased through a group that exists for some purpose other than buying health insurance. I.e. Workplace, labor union, or professional association.
Key Person Insurance – Life and/or disability insurance on one (or more) key persons whose loss or unavailability may cause loss of profit, goodwill, or increase in expenses. These insurance policies help finance the search and training of a successor or compensate for fall in profits.

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